
Karachi: United Bank Limited (UBL) has solidified its position as Pakistan’s leading bank by branch network, crossing the 2,000-branch milestone with a total of 2,009 domestic branches by the end of 2025, according to a latest report by Topline Securities.
The bank added a massive 535 branches during the period, including 105 branches integrated through the successful amalgamation with Silkbank (effective March 2025) and an impressive 430 new branches opened via organic expansion.
This aggressive growth strategy has given UBL the country’s most extensive physical presence, enhancing accessibility for retail and commercial customers across urban and rural areas.
Analysts attribute UBL’s rapid network expansion to its focus on deposit mobilization, superior customer experience, competitive incentives, and digital-retail synergy, which also drove exceptional deposit growth and helped the bank post record profits of Rs130 billion in 2025 — the highest among listed banks.
“This milestone reflects UBL’s commitment to deeper market penetration and financial inclusion,” a Topline Securities note highlighted, adding that the enlarged footprint positions UBL favorably against peers in a consolidating banking sector.