Meezan Bank reported a Profit After Tax (PAT) of Rs. 89 billion for the year ended December 31, 2025, delivering a strong Return on Equity of 34%. This performance reflects the Bank’s continued commitment to creating sustainable value for its shareholders.
Read More: https://theboardroompk.com/water-supply-suspension-halts-industrial-production-in-karachi/
Basic Earnings Per Share (EPS) stood at Rs. 49.54, compared to Rs. 56.62 in 2024. The Board of Directors has approved a final cash dividend of Rs. 7 per share (70%), bringing the total cash dividend for 2025 to Rs. 28 per share (280%), following the interim dividend of Rs. 21 per share (210%) paid during the first nine months of the year.
Meezan Bank’s financial position remains robust, with a Capital Adequacy Ratio of 19.2%, well above the regulatory requirement of 11.5%. The Bank’s market capitalization has surpassed USD 3.2 billion, reinforcing its position as one of Pakistan’s most valuable companies.
For the year ended 2025, Meezan Bank reported a net spread of Rs. 252.5 billion, compared to Rs. 287.0 billion in the previous year, primarily reflecting the impact of a lower policy rate environment. In contrast, the Bank’s non-funded income recorded strong growth of 13% year-on-year, rising to Rs. 32.6 billion from Rs. 28.9 billion in 2024, highlighting the diversification and resilience of its revenue streams.
At year-end, Meezan Bank’s total deposits surpassed a significant milestone, reaching Rs. 3.30 trillion, representing a 28% increase from Rs. 2.58 trillion at the close of 2024. In addition, the Bank’s Roshan Digital Account (RDA) programme recorded cumulative inflows of USD 3.4 billion since inception, capturing 29% of total industry inflows.
This achievement further reinforces Meezan Bank’s position as the preferred banking partner for overseas Pakistanis.
As at year-end 2025, Meezan Bank’s gross financings stood at Rs. 1.69 trillion. The Bank maintained a strong asset quality profile, with a non-performing financing (NPF) ratio of 1.8%, among the lowest in the industry.
Reflecting its prudent risk management practices, the non-performing financing coverage ratio remained robust at 146%. During the year, Meezan Bank also expanded its investment portfolio to Rs. 2.60 trillion, representing a significant growth of 39% compared to the end of 2024.