Islamabad, January 9, 2026 – Pakistan’s Islamic finance sector is gaining significant momentum, with the Central Directorate of National Savings (CDNS) achieving Rs 23.4 billion in Shariah-compliant inflows from July 1, 2025, to January 8, 2026, nearing its annual target of Rs 25 billion for FY 2025-26 just halfway through the fiscal year.
Record Inflows Signal Investor Confidence in Ethical Investments
A senior CDNS official described the milestone as a testament to the growing appeal of interest-free, ethical investment options amid Pakistan’s evolving financial landscape. “We have revived and reinforced our focus on Islamic finance this fiscal year, which is poised to drive sustainable growth in the country’s Islamic economy,” the official stated.
The success stems from dedicated Islamic bonds and Shariah-compliant certificates, attracting investors seeking halal returns while boosting national savings. This builds on prior achievements: CDNS met its Rs 24 billion target in FY 2024-25 and mobilized Rs 75 billion through Islamic bonds in FY 2023-24, establishing a strong foundation for expanded offerings and reforms.
The official noted Islamic finance’s global significance, playing a key role in major economies, and aligning with Pakistan’s efforts to diversify products, promote savings culture, and ensure economic stability.
Broader CDNS Performance and Future Reforms
Beyond Islamic investments, CDNS has secured Rs 700 billion in total inflows by end-December 2025 toward its FY 2025-26 goal, reflecting robust overall mobilization. Ongoing reforms focus on efficiency, digitization, and innovative products to meet market demands.
With 94% of the Islamic target achieved mid-year, CDNS is positioned to exceed expectations, underscoring a shift toward secure, ethical avenues for wealth preservation amid economic challenges. This surge highlights investor trust in Shariah-compliant instruments, supporting Pakistan’s inclusive Islamic economic framework.