The Central Directorate of National Savings (CDNS) has recorded impressive savings inflows of Rs1.02 trillion from July 1 to March 25 in the ongoing fiscal year 2025-26.
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Progress Towards Annual Target This achievement represents 76.92% of the directorate’s annual target of Rs1.3 trillion. Officials described the performance as a clear indicator of growing public confidence in national savings schemes.
The strong inflows over the first nine months reflect rising participation by citizens in government-backed saving instruments.
Focus on Islamic Savings CDNS has earmarked Rs50 billion specifically for investments in Islamic savings instruments during FY2025-26. This initiative aims to promote Shariah-compliant products and support the expansion of the Islamic economy in Pakistan.
A senior official highlighted ongoing institutional reforms, new policy measures, and innovations designed to enhance operational efficiency and widen outreach across the country.
Impressive Historical Performance In the previous fiscal year 2024-25, CDNS had set a higher target of Rs1.65 trillion, including Rs170 billion for Islamic finance. Earlier, in FY2023-24, the directorate surpassed its Rs1.7 trillion target by mobilizing Rs1.742 trillion in fresh bonds.
It also successfully met the Rs1.6 trillion target in FY2022-23. In FY2021-22, the initial target of Rs1.3 trillion was revised upward to Rs1.4 trillion due to favorable market response.
These consistent results demonstrate sustained trust in national savings schemes. With only a few months remaining in the current fiscal year, CDNS appears well-positioned to meet or exceed its Rs1.3 trillion goal, further strengthening the country’s savings culture.