State Bank of Pakistan Public Holiday December 25, 2025 has been officially announced, confirming that the central bank will remain closed across the country on Thursday, December 25, 2025, in observance of Quaid-e-Azam Day and Christmas. The closure follows a public holiday notification issued by the Government of Pakistan.
The announcement is particularly significant for banks, financial institutions, businesses, importers, exporters, and corporate entities, as all banking and regulatory operations under the State Bank of Pakistan (SBP) will remain suspended for the day.
Why December 25 Is a State Bank of Pakistan Public Holiday
December 25 holds national and religious importance in Pakistan. The date marks:
• Quaid-e-Azam Muhammad Ali Jinnah’s birth anniversary, the founder of Pakistan
• Christmas Day, celebrated by the Christian community nationwide
In recognition of these occasions, the State Bank of Pakistan Public Holiday December 25, 2025 aligns with the federal government’s annual holiday calendar.
Impact of State Bank of Pakistan Public Holiday on Banking Operations
Due to the State Bank of Pakistan Public Holiday December 25, 2025, the following services will be affected:
• SBP offices across Pakistan will remain closed
• Interbank settlements will be suspended
• Regulatory approvals and SBP counter services will not be available
• Clearing and settlement systems may experience limited or no processing
Commercial banks typically observe SBP-declared holidays, meaning most banking branches are also expected to remain closed, except for essential digital services.
What Businesses Should Do Before December 25, 2025
To minimize operational disruptions during the State Bank of Pakistan Public Holiday December 25, 2025, businesses and financial professionals are advised to:
• Complete urgent banking transactions in advance
• Schedule payments, remittances, and settlements accordingly
• Inform clients and vendors of potential delays
• Rely on digital banking channels where available
Advance planning is especially critical for corporate payments, trade finance activities, payroll processing, and tax-related banking tasks.
Digital Banking During State Bank of Pakistan Public Holiday
While physical branches and SBP offices will be closed, online and mobile banking services are expected to remain operational, subject to individual bank policies. Customers may still be able to:
• Transfer funds digitally
• Access account information
• Pay utility bills online
• Use ATMs for cash withdrawals
However, transactions requiring manual processing or central bank clearance may be completed on the next working day.
Next Working Day After State Bank of Pakistan Public Holiday
All SBP offices and normal banking operations are expected to resume on Friday, December 26, 2025, unless otherwise notified by the authorities.
Businesses are encouraged to monitor official announcements from the State Bank of Pakistan and their respective banks for any updates.
The State Bank of Pakistan Public Holiday December 25, 2025 serves as an important reminder for businesses, financial institutions, and individuals to plan ahead. Observed nationwide for Quaid-e-Azam Day and Christmas, the holiday reflects Pakistan’s national heritage and religious harmony while temporarily pausing central banking operations.
Staying informed about SBP holidays helps ensure smooth financial planning, uninterrupted business workflows, and compliance with regulatory timelines.