Pakistan’s digital commerce sector is entering a new phase of financial inclusion as SLGTrax Digital Lending gains fresh momentum through a strategic partnership between Secure Logistics Trax Group Limited (PSX: SLGL) and Mobilink Microfinance Bank Limited (MMBL).
The collaboration is expected to strengthen access to working capital for thousands of merchants while expanding digital financial services across the country’s rapidly growing e-commerce ecosystem.
The agreement marks a significant milestone for Secure Logistics Trax Group’s fintech ambitions and signals increasing confidence in technology-driven lending models that support small businesses.
SLGTrax Digital Lending to Provide Instant Working Capital
Secure Logistics Trax Group announced that its wholly owned subsidiary, LogiServe (Private) Limited, has signed a Lending Facility Agreement with Mobilink Microfinance Bank Limited to establish a digital lending mechanism specifically designed for merchants operating within the SLGTrax logistics and e-commerce network.
The agreement was formally signed in Islamabad.
Under the partnership, LogiServe will operate as a Non-Banking Finance Company (NBFC), allowing it to manage merchant financing under Pakistan’s regulatory framework while leveraging MMBL’s financial strength.
The collaboration is expected to dramatically increase the company’s lending capacity, enabling faster loan approvals and greater financial support for businesses that rely on digital commerce.
Merchants Can Access Financing of Up to Rs250,000
One of the biggest highlights of the partnership is the availability of working capital financing of up to Rs250,000 for eligible merchants.
Instead of struggling with cash flow shortages or delayed inventory purchases, merchants will be able to obtain financing through a streamlined digital process.
Loan disbursements and repayments will follow LogiServe’s existing lending cycle, ensuring operational efficiency while complying with NBFC regulations.
For many small and medium-sized businesses operating online, quick access to working capital can determine whether they expand successfully or miss critical sales opportunities.
The partnership aims to remove this financing gap and encourage sustainable business growth.
SLGTrax Digital Lending Goes Beyond Traditional Loans
Unlike conventional lending facilities, the new initiative combines financing with a comprehensive package of business and personal benefits designed to improve merchant resilience.
Merchants enrolled under the program will receive access to more than 10,000 partner vendors offering exclusive commercial deals that can reduce procurement costs and improve operational efficiency.
The package also includes free online outpatient (OPD) consultations, allowing business owners and their families to access healthcare services without additional financial pressure.
Healthcare protection extends further through hospitalization coverage of up to Rs200,000 across a network of more than 300 panel hospitals.
This benefit provides an additional financial safety net for entrepreneurs managing both business and personal responsibilities.
Insurance Protection Adds Another Layer of Security
The partnership introduces multiple insurance benefits that extend well beyond standard lending products.
Eligible merchants will receive protection against accidental death, permanent disability, and damage resulting in the loss of business premises.
Each insurance benefit will be covered up to the outstanding loan amount or Rs1 million, whichever is lower.
These protections are designed to safeguard businesses against unexpected disruptions that could otherwise threaten repayment capacity and long-term sustainability.
Female merchants will also receive additional support through family income protection and maternity-related benefits, reflecting a broader effort to encourage women-led entrepreneurship and financial inclusion.
Lending Capacity Set for Major Expansion
According to the company, the agreement has significantly increased LogiServe’s available lending capital, enabling it to scale its digital lending operations much faster than before.
Management also indicated that additional financing facilities are already in the pipeline.
If implemented successfully, these future arrangements could substantially expand merchant financing across Pakistan’s growing digital economy.
The move positions Secure Logistics Trax Group to capitalize on increasing demand for embedded financial services, where lending solutions are integrated directly into e-commerce and logistics platforms instead of relying solely on traditional banking channels.
Why This Partnership Matters
Pakistan’s e-commerce industry continues to grow, but access to affordable financing remains one of the biggest challenges facing merchants.
By integrating lending directly into its logistics ecosystem, SLGTrax is attempting to remove one of the most significant barriers to business expansion.
The partnership with Mobilink Microfinance Bank demonstrates how fintech, logistics, and digital banking are increasingly converging to create smarter financial solutions for entrepreneurs.
If the initiative achieves widespread adoption, it could strengthen merchant liquidity, accelerate online business growth, and reinforce Secure Logistics Trax Group’s position as an emerging player in Pakistan’s digital financial services sector.
With additional lending facilities expected in the coming months, investors and merchants alike will be watching closely as SLGTrax Digital Lending continues its expansion into one of Pakistan’s fastest-growing business segments.